Wholesale Direct Real Estate utilizes our full turnkey operation to make the short sale process go through more efficiently by having all aspects of the process done in house. We have our own team of Preliminary Underwriters, Listing Coordinators, Negotiators, Transaction Coordinators, and highly experienced legal council. In addition, we have partnered with one of the top credit repair company’s in California to get our clients back on their feet and prepare them for purchasing their next home.

Most other short sale companies fail to provide the homeowner with the service they deserve. This lack of customer service hinders the longevity of those companies, leaving homeowners stranded when help is needed most. We have proven results, providing consistent customer service that the homeowners demand and appreciate. We offer our services to California homeowners only; which will allows us to understand and relate to the challenges of our fellow citizens.
 

Effective Short Sales

First and foremost, our short sale service relieves the stress of being in foreclosure and being hounded by the mortgage lender; and it allows you to get rid of your big mortgage payment and move on with your life. A short sale allows you to stop the foreclosure and get a fresh start. This is the primary benefit to you. A short sale also prevents additional damage to your credit. Having some late payments and a foreclosure filed has already done damage to your credit. However, a completed foreclosure will do much more damage and lower your credit score tremendously. A short sale results in the mortgage actually being paid off, which reflects positively compared to a foreclosure. Also, it is important to note that the short sale does not cost you any money. You can remove this burden for free.

Effective Negotiators

Wholesale Direct Real Estate has a staff of some of the most experienced negotiators in the nation. We are effective because most of our employees have worked and managed in the lender’s loss mitigation departments and have been trained in short sales as their specialty. Our staff has successfully negotiated over 100 short sales with most, if not all banks. Some of those banks include; Chase Bank, EMC Mortgage, Wells Fargo, HSBC, Wachovia, Litton Loan Servicing, OCWEN, Homecomings Financial, GreenPoint Mortgage, Specialized Loan Sevicing, Bank of America, HomEq Servicing, JP Morgan, IndyMac Bank, Countrywide Mortgage, Saxon, ING Direct, US Bankcorp, WAMU, First Franklin, AHS and many more...
 

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Credit Repair

A short sale is considerably less detrimental to your FICO scores than that of a foreclosure. A short sale on your report shows that the debt has been settled. A foreclosure will stay on your report for seven years and would make your next home purchase much more difficult. If you recall when applying for your last home loan, the loan officer asked whether you had ever been foreclosed upon, not if you had ever been through a short sale.

Wholesale Direct Real Estate helped me short sale my home. My credit was good, but i decided to sell one of my properties that I owed $513,000 on and it was only worth $283,000. I made the decision to short sale it because I would have never seen positive equity in the property as long as I lived. Sam at Wholesale Direct Real Estate was able to negotiate the short sale with my bank and have the buyers and sellers agree to pay a $7,100 income tax lien and the $3,200 i was past due on the HOA fee's. I would recommend Wholesale Direct Real Estate to anyone that needs similar assistance.

Tony Y. (La Jolla)

Wholesale Direct Real Estate was able to educate us and help us through the short sale process with great results. Thank each and everyone of you for your assistance in the short sale of my property. It was smooth and relatively easy transaction. I found your customer service manner comforting and reassuring in difficult times like these. You have saved me from foreclosure and I really appreciate everything you guys did to make this happen. You guys performed a miracle. You and your team were great to work with and made the process much better than it could have been. It was much appreciated.

Marcy M.
(San Diego, CA)